01 · Industry Survey · March 2026
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Goldman Sachs — 10,000 Small Businesses Voices
Babson College & David Binder Research · n=1,256 SMBs · all 50 US states + DC + PR
What it means — in plain English
Three out of four small-business owners are already using AI, and almost all of them say it's helping. But only 1 in 7 have actually woven it into how they run the business day-to-day. The gap between "I use ChatGPT sometimes" and "AI runs my workflows" is the real prize — and most owners say they'd take help getting there.
76%
Currently use AI
93%
Report positive impact
14%
Fully integrated to core ops
73%
Want training & support
- Primary benefit — 84% cite increased efficiency and productivity
- Workforce impact — 87% say AI augments rather than replaces employees; 67% expect AI to increase revenue
- Top barriers — 50% data-privacy concerns · 49% lack technical expertise · 48% can't choose the right tools
- Survey window — Jan 27 to Feb 4, 2026; release dated 16 Mar 2026