azizsaif.com · Finance Tools

Bank Reconciliation Studio

A free online bank reconciliation tool for Dubai & UAE accountants and SMEs. Upload any two records of the same account — bank statement vs ERP ledger, or two company books (Tally · Focus · Zoho · QuickBooks · any bank) in Excel, CSV, PDF (password-protected OK) or Word — and get an instant discrepancy dashboard: findings, variance, matched, and missing-in-each reports, exportable to Excel, CSV, PDF, Word and HTML.

🔒 100% in your browser — files never leave your computer
🤖 Want this to run automatically every month — reconciliation, purchase orders and delivery notes handled by an AI agent instead of by hand? Aziz Saif builds it for Dubai/UAE businesses in days. 💬 WhatsApp Aziz Book a free consultation →
Upload both files to begin
No files handy? Click Try sample data to load a demo bank statement + ERP ledger and see the reconciliation instantly.
⭐ Findings 0
Summary
Variance 0
Missing in B 0
Missing in A 0
Group Matches 0
Matched 0

How your data stays private

Written for the compliance officer who has to sign this off. Each point is enforced by the browser, not by a promise.

  1. Your files are read on your computer. The PDF, Excel and Word readers run inside the page. There is no upload step and no server that receives a file.
  2. The browser blocks outgoing traffic. The page carries a Content-Security-Policy. The only addresses it may contact are azizsaif.com (for the page itself and the two sample files) and formsubmit.co (for the one-time contact form). Any other call, even from a tampered script, is refused.
  3. The code libraries are served from this site with integrity hashes. If a library file were ever changed, the browser would refuse to run it.
  4. No Google Fonts, no analytics, no trackers. The fonts are served from azizsaif.com. Your IP address is not sent to any third party while you use the tool.
  5. Nothing is stored. The only thing kept in your browser is a flag that says the contact form was filled. Close the tab and the files and results are gone.
  6. What the contact form sends: your own name, company, mobile and email, so Aziz can follow up. Never a statement, a ledger or a figure.

Check it in 30 seconds: open the browser's developer tools (F12, or Option+Command+I on a Mac), choose Network, then load a statement and run the match. The list stays empty. Still on your side: browser extensions can read any open page, and downloaded reports sit in your Downloads folder, so use a work profile with no extensions and clear the folder under your firm's policy. Regulated firms that want the same approach for KYC files and portfolio checks: see the private wealth desk.

Bank Reconciliation Tool: the short answer

The bank reconciliation tool is a free browser tool that matches a bank statement against your ERP ledger. It lists matched items, variances and items missing on each side. Accountants in the UAE, Saudi Arabia, Oman, Bahrain, Kuwait, Canada and the USA use it with Tally, Focus, Zoho and QuickBooks exports.

Key facts

All free tools for accountantsBank reconciliationAuditor-style reportExpenses captureSystems I buildBook a call

Bank reconciliation — questions Dubai & UAE accountants ask

Is there a free bank reconciliation tool for Dubai accountants?

Yes. This is a free, browser-based bank reconciliation tool built for accountants and SMEs in Dubai and across the UAE. You upload a bank statement and your ERP ledger, and it produces an instant matched-and-unmatched discrepancy report. It runs entirely in your browser, so financial data never leaves your computer, and there is no sign-up or fee.

Which ERP and bank formats does it support?

It reconciles exports from Tally, Focus, Zoho Books, QuickBooks and any other ERP, against statements from any UAE bank. Files can be Excel, CSV, PDF (password-protected PDFs are supported) or Word, and results export to Excel, CSV, PDF, Word or HTML.

Is my financial data safe?

Yes. All matching happens locally inside your browser using JavaScript. No statement, ledger or figure is uploaded to any server, so the tool is safe for confidential UAE company accounts and VAT records.

Can this be automated so I don't reconcile by hand every month?

Yes. Aziz Saif — an AI automation consultant in Dubai — builds AI agents that run reconciliation, purchase orders and delivery notes automatically on a schedule, connected to your ERP, instead of a person doing it manually. Most builds ship in a few days with a fixed quote and no monthly retainer. Book a free consultation or message on WhatsApp.