A family-owned 9-store value-fashion chain on the market after a generational transition — due diligence & post-acquisition P&L model.
Client was evaluating a 9-store fashion chain on the market post-succession. Seller's accountant had a basic P&L; no lease schedule, no store-level margin detail, no inventory age profile.
Key unknowns: store-level margin, lease expiries, inventory age, staff transfer risk. Classic succession sale with under-invested back office.
Indicative 3.8x EBITDA was below the 5-6x comparable range for GCC fashion retail. If the data gaps closed benignly, the deal was cheap.
A 5-step repeatable process — from brief to investor-ready pack, powered by AI across financial modelling, market sizing & narrative writing.
Built a 12-workstream data-room request covering lease, staff, inventory, tax, banking, supplier contracts, IT.
Rebuilt 9 store-level P&Ls from raw POS data — exposed that 2 stores were loss-making under fully-loaded costs.
SKU-level age analysis showed 18% of inventory was 12+ months old. Markdown reserve of AED 650k built into the offer.
Year 1 post-acquisition model — close 2 loss stores, centralise buying, renegotiate 3 leases. EBITDA uplift of 40% by Year 2.
Offer band AED 6.2M – 7.1M with earnout on inventory realisation. Term sheet drafted, lawyers briefed.
Each row is a finished tab, slide or one-pager handed to the client — ready to share with lenders, investors or JV partners.
One-page investor-ready narrative
Revenue, COGS, opex, EBITDA by month
Month-by-month to break-even point
Fit-out, equipment, licensing & launch
12-workstream DD framework
SKU-level markdown model
Best/base/worst case with levers
LOI-stage commercial terms
Client submitted offer at AED 6.4M with AED 700k inventory earnout. Seller accepted subject to final legal. Transaction completed 4 months later.
Store-level P&L rebuild revealed the two loss-makers — a discount the seller ultimately accepted because the data was unambiguous.
18 months post-close, realised inventory markdown came in at AED 590k — within AED 60k of the model forecast.
Feasibility studies, investor pitches, P&L models & market sizing — built with AI in 48 hours, reviewed by 37+ years of GCC retail experience.
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